NRI Home Loan
An NRI home loan is a housing loan offered to Non-Resident Indians to purchase, construct, or renovate property in India. These loans are similar to regular home loans but have specific eligibility criteria related to the applicant’s country of residence, income source, and employment status. NRIs can repay the loan through NRE/NRO accounts, and documents like a valid passport, visa, and overseas employment proof are required. Interest rates and repayment terms vary by lender, and benefits such as tax deductions may apply under Indian laws. These loans are regulated under guidelines issued by the Reserve Bank of India.
Overview
Living abroad should not stop you from investing in India. Fully digital application, NRE/NRO account repayment, and a dedicated NRI relationship manager make the process seamless.
Eligibility
NRIs/PIOs aged 21–65 with valid employment abroad
Key Features & Benefits
100% digital application
Dedicated NRI manager
Power of Attorney accepted
Foreign income considered
NRE/NRO repayment
Application process
1.Submit Enquiry
Fill the form on this page with your basic details.
2.Expert Callback
Our advisor contacts you within 30 minutes to understand your requirement.
3.Document Collection
We provide a custom document checklist and assist in gathering them.
4. Bank Submission
We submit your application to the most suitable lender on your behalf.
5. Approval & Disbursal
Receive your sanction letter and disbursement — seamlessly and on time.
