Loan for New house
A housing loan is a secured loan used to buy, build, or renovate a home, with the property as collateral.
It is repaid through monthly EMIs over a tenure that can go up to 30 years.
Interest rates are usually lower than personal loans and can be fixed or floating.
Eligibility depends on income, credit score, age, and employment stability.
It also offers tax benefits on principal and interest under Indian tax laws.
Purchase of new flat
A secured loan where you pledge your property to get funds. Offers higher loan amounts with comparatively lower interest rates.
Purchase of new house
Used to purchase or refinance offices, shops, or commercial spaces. Ideal for business expansion or investment purposes.
Purchase of Resale flat
Provides funds for starting, managing, or expanding a business. Can be used for multiple business-related needs.
Purchase of Resale House
A secured loan where you pledge your property to get funds. Offers higher loan amounts with comparatively lower interest rates.
Plot purchase + House Construction
Used to purchase or refinance offices, shops, or commercial spaces. Ideal for business expansion or investment purposes.
Improvement & Renovation of House
Provides funds for starting, managing, or expanding a business. Can be used for multiple business-related needs.
Improvement & Renovation of Flat
A secured loan where you pledge your property to get funds. Offers higher loan amounts with comparatively lower interest rates.