Top-Up Loan
A top-up loan is an additional loan that existing borrowers can take over their current loan (usually a home or personal loan) without closing the original one. It allows you to borrow extra funds at relatively lower interest rates compared to fresh loans, since your repayment history and existing relationship with the lender are considered. The loan amount depends on your repayment track, outstanding balance, and property value (for home loans). It can be used for purposes like renovation, education, or medical expenses, with flexible repayment options. Such loans are offered under lending guidelines regulated by the Reserve Bank of India.
Overview
Already have a home loan with us? Access extra funds over and above your existing balance through our Top-Up Loan — no end-use restriction, lower than personal loan rates.
Eligibility
Existing customers with good repayment record
Key Features & Benefits
Up to ₹50 Lakhs additional
Lower than personal loan rates
No end-use restriction
No additional collateral
Application process
1.Submit Enquiry
Fill the form on this page with your basic details.
2.Expert Callback
Our advisor contacts you within 30 minutes to understand your requirement.
3.Document Collection
We provide a custom document checklist and assist in gathering them.
4. Bank Submission
We submit your application to the most suitable lender on your behalf.
5. Approval & Disbursal
Receive your sanction letter and disbursement — seamlessly and on time.
