Purchase of new house
A home purchase loan is a type of housing finance used to buy a new or resale residential property such as a flat, house, or apartment. The lender provides a major portion of the property cost, while the borrower pays the remaining amount as a down payment. The loan is repaid through EMIs over a fixed tenure, with interest rates depending on factors like income, credit score, and loan amount. It may cover expenses such as registration and stamp duty in some cases. Borrowers can also avail tax benefits under Section 80C of the Income Tax Act and Section 24(b) of the Income Tax Act, and these loans are regulated by the Reserve Bank of India.
Overview
Home Purchase Loan is designed to help you buy your dream home with ease. We partner with leading banks and NBFCs to offer the most competitive interest rates, minimal documentation, and fast approvals — making homeownership achievable for both salaried and self-employed individuals.
eligibility
Existing customers with good repayment record
Key Features & Benefits
Loan amounts up to ₹5 Crore
Free credit counselling
Interest rates starting from 7.15% p.a.
Dedicated relationship manager
Quick approval within 72 hours
Flexible tenure up to 30 years
Application process
1.Submit Enquiry
Fill the form on this page with your basic details.
2.Expert Callback
Our advisor contacts you within 30 minutes to understand your requirement.
3.Document Collection
We provide a custom document checklist and assist in gathering them.
4. Bank Submission
We submit your application to the most suitable lender on your behalf.
5. Approval & Disbursal
Receive your sanction letter and disbursement — seamlessly and on time.
